Despite the rocky financial start I had this year, I really did get some great deals and a couple of freebies. A guest at the inn, where I work as a Front Desk Agent, bought me dinner – I love Chinese, but rarely eat it, so it was a nice treat. And I had enough money to buy many items I needed all at once … Continue reading Finding Deals
I thought I was doing good at the beginning of the year. My budget was set, I knew exactly what I needed to do with both paychecks. I was even taking advantage of gift cards and clearance sales, and had a plan for the holiday pay and overtime I had accumulated the previous month and on January first. I knew exactly how much was needed … Continue reading Started off Rocky this Year!
My daughter Skye and her roommate bought me a gift card to Five Guys for Christmas. I was thankful. I go there at least once a month on an errands day. During my next trip to Bangor for errands, I stopped in to the restaurant to use the gift card for my free lunch. When I handed the cashier the card, she tried to put … Continue reading Starting the New Year with a Freebie +
A person once told me I had to have a credit card for big ticket purchases, like when I wanted to buy a manufactured home. Instead, I found that a cashiers check from the credit union was more than adequate when buying a new-to-me home. Continue reading Find Credit Cards Unnecessary?
I don’t know about you, but I’ve begun the search for personal hygiene products that will be less harsh on my skin. I’ve noticed over the past year that my skin has changed. It is different and, even though it does seem vein, I just do not want to age before my time. I want to continue to feel good about myself. The SWAY Underarm … Continue reading Review: Sway Underarm Detox Deodorant Starter Kit
Dove is a classic for me. I remember it form years ago. I’ve used it again for about a week, as I want something gentler for my skin. Not being a soap, Dove is a quarter moisturizing cream. Who couldn’t use that, especially during the winter months when our skin gets so dried out due to the extremely cold temperatures outside, and the dry heat … Continue reading Review: Dove Beauty Bars
You are not alone if you do have this type of debt. It seems that just over 25% of respondents are embarrassed by how much credit card debt they have. Continue reading Do You Spend Above Your Means?
I have noticed that even clearance prices for items aren’t as good a lot of the time as they were when my children were young, and this means that they’ll be more costly as my family grows. Continue reading Going into Debt for Christmas?
This year I made a ‘T H A N K F U L’ banner I’d like to show you. The beauty of this banner is that you can resize it to fit the space you have available, so don’t feel forced to use my measurements. This banner can also be spaced differently, bringing the pieces closer or setting them further apart. Continue reading ‘T H A N K F U L’ Banner
The book explains the types of pumpkins and gourds that are best for carving, and which sizes are good for different kinds of patterns, as well as how to choose the best quality ones for carving and other projects. It is very informative, showing… Continue reading Review: Easy Pumpkin Carving by Colleen Dorsey
If some of you aren’t aware, I raised my daughters on my own. Being a single mom is not always easy, but it’s the single most important the I’ve ever done, and the most rewarding. I used to write the Bangor Single Mom column on Examiner.com, until they closed down, and I loved writing for that outlet. When it closed, I decided I needed to … Continue reading Single Mom Family
Learn how to earn up to $150.00 a year and save up to $180 a year with gift cards. Discover how to save over $1,500 on travel expenses for next year. And see how you can use group buying power to save more than $1,000.00. Continue reading Book Review: Pogue’s Basics: Money
You may have noticed that I’m learning more about handling money, investing, and other financial concerns this year. Perhaps you read my posts It’s Time to Get Our Finances in Order and Do You Have a Clear Picture of Your Financial Situation. And maybe you read my New Year Goal posts about Researching Little Ways to Invest and Separating Expenses. I’m still on my quest … Continue reading Book Review: The Art of Money by Bari Tessler
I recently made a series of posts over on Single Mom Family for the 30 Day Money Cleanse. The challenge helped me to get clear on where exactly I’m at with my finances. I’m not anywhere near where I want to be, but now I can focus more clearly on getting there. For that I am thankful. Today I’m sharing the posts for the challenge, … Continue reading Do You Have a Clear Picture of Your Financial Situation?
My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. Today’s shopping trip was a little better. Keeping in mind my promise of not buying things I don’t need and haven’t already decided to get, I thought carefully about each item and came away with some good deals. I noticed that more items … Continue reading Kmart Shopping Trip #2 – Closing Sales
My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. I’m fully aware the deals will get better, but I needed a few office supplies on that day, for projects I’m was working on. I’m also aware that, by the time the best deals are happening, the store will be pretty well picked … Continue reading Kmart Shopping Trip #1 – Closing Sales
When you need (or choose) to live a frugal lifestyle, it’s important to know what your personal finance situation is. This used to be easy for me. There was such a small income that I knew exactly how much money I had and could I had to spend each month. I didn’t really think about my financial future, because there just wasn’t any money to … Continue reading It’s Time to Get Our Finances in Order
I usually do my after Christmas shopping within a week after the holiday, so I was a bit late. My year didn’t start as planned, and I had to wait until everything was set before I could have my much needed girls day and do some shopping. Things are pretty well picked over at this point, but I was still able to find some good … Continue reading Frugal Finds: Shopping Sales and Goodwill
I recently mentioned that several Kmart, Sears, and Macy’s stores across the nation will be closing this spring. Now I’d like to discuss how to take advantage of the sales that will be going on. I can’t say when each store will start their going out of business sales, but I can offer up tips for getting the most for your money when they do. … Continue reading Strategic Shopping During Store Closings
I was just talking about how Kmart and Sears are going to be closing many locations, including the Kmart near where I work in Bangor and a Sears in Augusta (I live in Maine), and now I hear that Macy’s, just a few minutes away from Kmart, will be closing in the spring as well. According to an article in the Bangor Daily News written … Continue reading Another Store Closing in Many Locations: Macy’s
Store closings generally mean closing sales, so there should be some good saving opportunities in the near future at these and the other Kmart and Sears stores that will be closing. Continue reading Heads Up! Many Kmart & Sears Stores Closing
Many times the bestest and I would take Skye and Zowie shopping before the new year. They bought what they wanted with their Christmas money, and we took advantage of all the wonderful sales for the next years’ needs. Continue reading Money Saving Tips: Prepare for the Holidays Early
I wish I had enough money to invest in big ways. I wish I had enough for a retirement account. I wish, I wish, I wish… How about you? Even though I have more money now than when the girls were growing up, I seem to have less. Does that make sense? Things cost so much more than they used to. I have less bills … Continue reading New Year Goal: Finances – Researching Little Ways to Invest
I have a debit card. No checking. No credit card. No savings. Just this one card I do everything with. I’ve been thinking lately that I’d be better able to keep track of where my money is going and separate expenses by having more than one account. This would be part of my theme for the new year: ORGANIZE These are the main categories of … Continue reading New Year Goal: Finances – Separating Expenses
Recently a very nice lady from the Polaroid team sent me an email asking if I’d like to receive a Polaroid Snap Touch Instant Digital Camera. I of course said Yes! I love taking pictures, and haven’t used an instant camera in years. I was curious, and wanted to see what the camera has to offer. This is a next generation camera that is digital, … Continue reading Win a Camera from Polaroid!
I was talking to my mom the other day and the topic of gifts came up. My parents are giving Christmas money again, and I told her I already know what I am doing with the money. I’m stocking up on food, and maybe some cleaning supplies and personal hygiene items depending on how much I get. But definitely food. You never know what curve … Continue reading Plans for My Christmas Money
I work at inn, in an area with a lot of businesses to shop at. The inn has many, many guests that come down from Canada, for whom we are all grateful. When our Canadian guests shop at Kohl’s, they aren’t usually here to enjoy the benefits of the Kohl’s Cash they receive. Some people leave these for the housekeepers. Others leave them with whomever … Continue reading Kohl’s Shopping Trip – Free for Me
As part of my Mini At-Home Spa Moments series, I’d like to share with you a relaxing way to end your day. The Mini At-Home Spa Moments are affordable luxuries for the frugally minded. Shower or bathe using a pleasantly scented body wash, such as one from the Softsoap Luminous Oils line. My favorite is the Macadamia Oil & Peony, which I reviewed after being … Continue reading Mini At-Home Spa Moments: A Relaxing End to Your Day
I don’t know about you, but for me crafting is a way to de-stress. Creating melts away any negative feelings, allowing me to relax and enjoy what I’m doing. It also is a good way to acquire gifts and decorations, as well as home decor. When the Sharpie team contacted me about coming up with projects for my wrapping needs, I was already thinking about … Continue reading Holiday Tag Ornament Sets Using Sharpie Extreme Markers
Okay everyone, it’s time to get crafty for the holidays. The Sharpie team recently contacted me, wondering if I wanted to get crafty while using the Sharpie Extreme markers and I, of course, said yes! I love doing crafts, and had just begun to think about what I was going to do for Yule and Christmas. Yup, we celebrate two holidays, and both are very … Continue reading Holiday Gift Wrapping Ideas Using Sharpie Extreme Markers