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Are you looking for ways to spend less? Who isn’t, right? I’m doing this constantly. I wanted to share with you a few ways to spend less so can add these moves to what you are currently doing. Compare prices on items you need Know the routes you usually take when running errands or going back and forth to work, and figure out which business … Continue reading 8 Ways to Spend Less
Can you be healthy and frugal at the some time? You can, if you do it right. How? By making smart decisions. You need to decide where you want to put your money. It’s highly unlikely that you’ll be able to afford all the cool gadgets and super foods that are advertised, so you’ll have to make good choices. There’s no reason to feel deprived, … Continue reading Save Money While Living Healthier
It’s nice to dream about retirement. Getting to relax. To go places. To spend time with your family. But I’ve been wondering lately, will I even be able to retire? I’m not convinced that I will. I don’t honestly think retirement will even be an option for me. How many of you are in the same boat? Here’s the thing. I raised my daughters on … Continue reading How do You Want to Live When You Retire?
A person once told me I had to have a credit card for big ticket purchases, like when I wanted to buy a manufactured home. Instead, I found that a cashiers check from the credit union was more than adequate when buying a new-to-me home. Continue reading Find Credit Cards Unnecessary?
Dove is a classic for me. I remember it form years ago. I’ve used it again for about a week, as I want something gentler for my skin. Not being a soap, Dove is a quarter moisturizing cream. Who couldn’t use that, especially during the winter months when our skin gets so dried out due to the extremely cold temperatures outside, and the dry heat … Continue reading Review: Dove Beauty Bars
You are not alone if you do have this type of debt. It seems that just over 25% of respondents are embarrassed by how much credit card debt they have. Continue reading Do You Spend Above Your Means?
Learn how to earn up to $150.00 a year and save up to $180 a year with gift cards. Discover how to save over $1,500 on travel expenses for next year. And see how you can use group buying power to save more than $1,000.00. Continue reading Book Review: Pogue’s Basics: Money
You may have noticed that I’m learning more about handling money, investing, and other financial concerns this year. Perhaps you read my posts It’s Time to Get Our Finances in Order and Do You Have a Clear Picture of Your Financial Situation. And maybe you read my New Year Goal posts about Researching Little Ways to Invest and Separating Expenses. I’m still on my quest … Continue reading Book Review: The Art of Money by Bari Tessler
I recently made a series of posts over on Single Mom Family for the 30 Day Money Cleanse. The challenge helped me to get clear on where exactly I’m at with my finances. I’m not anywhere near where I want to be, but now I can focus more clearly on getting there. For that I am thankful. Today I’m sharing the posts for the challenge, … Continue reading Do You Have a Clear Picture of Your Financial Situation?
My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. Today’s shopping trip was a little better. Keeping in mind my promise of not buying things I don’t need and haven’t already decided to get, I thought carefully about each item and came away with some good deals. I noticed that more items … Continue reading Kmart Shopping Trip #2 – Closing Sales
My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. I’m fully aware the deals will get better, but I needed a few office supplies on that day, for projects I’m was working on. I’m also aware that, by the time the best deals are happening, the store will be pretty well picked … Continue reading Kmart Shopping Trip #1 – Closing Sales
When you need (or choose) to live a frugal lifestyle, it’s important to know what your personal finance situation is. This used to be easy for me. There was such a small income that I knew exactly how much money I had and could I had to spend each month. I didn’t really think about my financial future, because there just wasn’t any money to … Continue reading It’s Time to Get Our Finances in Order
I usually do my after Christmas shopping within a week after the holiday, so I was a bit late. My year didn’t start as planned, and I had to wait until everything was set before I could have my much needed girls day and do some shopping. Things are pretty well picked over at this point, but I was still able to find some good … Continue reading Frugal Finds: Shopping Sales and Goodwill
I recently mentioned that several Kmart, Sears, and Macy’s stores across the nation will be closing this spring. Now I’d like to discuss how to take advantage of the sales that will be going on. I can’t say when each store will start their going out of business sales, but I can offer up tips for getting the most for your money when they do. … Continue reading Strategic Shopping During Store Closings
I was just talking about how Kmart and Sears are going to be closing many locations, including the Kmart near where I work in Bangor and a Sears in Augusta (I live in Maine), and now I hear that Macy’s, just a few minutes away from Kmart, will be closing in the spring as well. According to an article in the Bangor Daily News written … Continue reading Another Store Closing in Many Locations: Macy’s
Store closings generally mean closing sales, so there should be some good saving opportunities in the near future at these and the other Kmart and Sears stores that will be closing. Continue reading Heads Up! Many Kmart & Sears Stores Closing
Many times the bestest and I would take Skye and Zowie shopping before the new year. They bought what they wanted with their Christmas money, and we took advantage of all the wonderful sales for the next years’ needs. Continue reading Money Saving Tips: Prepare for the Holidays Early
I wish I had enough money to invest in big ways. I wish I had enough for a retirement account. I wish, I wish, I wish… How about you? Even though I have more money now than when the girls were growing up, I seem to have less. Does that make sense? Things cost so much more than they used to. I have less bills … Continue reading New Year Goal: Finances – Researching Little Ways to Invest
I have a debit card. No checking. No credit card. No savings. Just this one card I do everything with. I’ve been thinking lately that I’d be better able to keep track of where my money is going and separate expenses by having more than one account. This would be part of my theme for the new year: ORGANIZE These are the main categories of … Continue reading New Year Goal: Finances – Separating Expenses
I was talking to my mom the other day and the topic of gifts came up. My parents are giving Christmas money again, and I told her I already know what I am doing with the money. I’m stocking up on food, and maybe some cleaning supplies and personal hygiene items depending on how much I get. But definitely food. You never know what curve … Continue reading Plans for My Christmas Money
I work at inn, in an area with a lot of businesses to shop at. The inn has many, many guests that come down from Canada, for whom we are all grateful. When our Canadian guests shop at Kohl’s, they aren’t usually here to enjoy the benefits of the Kohl’s Cash they receive. Some people leave these for the housekeepers. Others leave them with whomever … Continue reading Kohl’s Shopping Trip – Free for Me
As part of my Mini At-Home Spa Moments series, I’d like to share with you a relaxing way to end your day. The Mini At-Home Spa Moments are affordable luxuries for the frugally minded. Shower or bathe using a pleasantly scented body wash, such as one from the Softsoap Luminous Oils line. My favorite is the Macadamia Oil & Peony, which I reviewed after being … Continue reading Mini At-Home Spa Moments: A Relaxing End to Your Day
I don’t know about you, but for me crafting is a way to de-stress. Creating melts away any negative feelings, allowing me to relax and enjoy what I’m doing. It also is a good way to acquire gifts and decorations, as well as home decor. When the Sharpie team contacted me about coming up with projects for my wrapping needs, I was already thinking about … Continue reading Holiday Tag Ornament Sets Using Sharpie Extreme Markers
Okay everyone, it’s time to get crafty for the holidays. The Sharpie team recently contacted me, wondering if I wanted to get crafty while using the Sharpie Extreme markers and I, of course, said yes! I love doing crafts, and had just begun to think about what I was going to do for Yule and Christmas. Yup, we celebrate two holidays, and both are very … Continue reading Holiday Gift Wrapping Ideas Using Sharpie Extreme Markers
Mini at-home spa moments are little luxuries that don’t have to cost much. These moments need only take a couple of minutes each morning, and help to start your day off on a good note. Begin these after your normal morning routine, before putting your socks and shoes on. If you wear lipstick, wait until after step one to apply. Use Blistex Ultra-Rich Hydration Lip … Continue reading Mini At-Home Spa Moments: A Good Start to Your Morning
I want to share with you posts from Thanksgivings past, as I’ve been so busy I haven’t had a chance to write a new one. Autumn is my favorite time of year, and Thanksgiving makes it all the better. It’s been interesting this year to take a look back at the things I’ve done and the things that have gone on in my family at … Continue reading The 2016 Frugal is Fabulous! Thanksgiving Roundup
This Mini At-Home Spa Moment will leave your hair feeling light and healthy, without taking a lot of time. I received a 6 ounce bottle Neutrogena Shampoo Anti-Residue Formula last year as part of my membership with BzzAgent. (I no longer use BzzAgent.) It is a clear shampoo that removes a lot of the buildup caused by regular shampoos and conditioners, as well as styling … Continue reading Mini At-Home Spa Moments: Monthly Treat
I bought this nifty tool called a callus remover, that I use to remove rough patches from my feet. I walk a lot, and am sometimes standing and running around quite a bit at work. My feet really need some pampering some weeks. You can get a personal pedi Callus Remover for about $20.00 at JC Penny or another store, and it will be well … Continue reading Mini At-Home Spa Moments: Quick Weekend Habit
Mini At-Home Spa Moments are wonderfully luxurious ways to relax after a long week. Keeping these spa moments frugal is important. We don’t want to break the bank or anything, but we do want to feel pampered. I do this one during the evening hours, when I know I’ll be reading or watching television the rest of the night. That way I’ll be relaxing when … Continue reading Mini At-Home Spa Moments: Weekend Relaxation