Transportation for a Healthier Planet by Shannon L. Buck

(This article was originally published on Y! Contributor Network on April 29th, 2009. There are many ways to get from here-to-there, that are more frugal than driving.) Transportation for a Healthier Planet There are many modes of transportation out there. Some are better for the environment than others. I am going to be discussing the methods of transportation that will have the least impact on … Continue reading Transportation for a Healthier Planet by Shannon L. Buck

Getting Ready for Winter 101: Heating Considerations

Heating costs are so high, and fuel assistance programs are being cut back. In Maine, I have heard that there will not be as much funding as there has been in previous years. Many Mainers have reconsidered how they heat there homes because electric and oil heat have become so expensive. How will you be heating your home? Electricity Many low-income dwellings make use of … Continue reading Getting Ready for Winter 101: Heating Considerations

This and That

I am currently working on what I will be giving at the holidays. It won’t be much. I have been bringing steadier income, which is great. I am starting to get caught up on bills. I wanted to share a couple of articles that I came across with you: Single Mom Savings: How to stretch your childcare dollars A Parent’s Unemployment Stress Trickles Down to … Continue reading This and That

Dear Frugal Diary, 9/30/2009

I am living as frugally as I know how. I had been out of work for months, and have been bringing in money whenever possible. I am doing different things: Babysitting when needed by someone. Writing at about $100 a week, sometimes more. Balancing a checkbook for a friend. Caring for a cat for a friend. We had a yard sale. I have many books to … Continue reading Dear Frugal Diary, 9/30/2009

Tightwad Gazette: 10 Painless ways to save $100.00 this Year

On page 10 of Amy’s book The Complete Tightwad Gazette, she discusses 10 ways to save $100.00 in one year. I am not going to list all of the ways here, however, I would like to write about the methods that she mentions that I use: I purchase a lot of our clothing at thrift stores and yard sales. I taught my daughters the art … Continue reading Tightwad Gazette: 10 Painless ways to save $100.00 this Year

Free Air Conditioner

I got a call from my neighbor yesterday, asking if I would like a free air conditioner. Her mother was giving one away, and my neighbor already owns two. I haven’t purchased an air conditioner in all of these years for two reasons: 1) Not cost efficient to purchase then pay the higher electric bills. 2) Possible environmental concerns. Now, the past week (about) we … Continue reading Free Air Conditioner

Energy Savings

Saving electricity is not only about saving money, though that is a big part of the equation. It is also important to our future as a whole. To live a greener life, in some cases, will automatically bring money savings. Sometimes this money savings is very much needed. Right now, I am saving energy costs because I have no water to heat. This is because … Continue reading Energy Savings

Millions Left Behind as TV Goes Digital

BusinessWeek.com features the article Millions Left Behind as TV Goes Digital. Are you one of these millions? I have not attempted to set up my converter boxes yet. As a matter-of-fact, I may also have to buy new antennas for the televisions. Not sure yet. I suppose that I will attempt to hook them up this week or next. See what happens… I cannot afford … Continue reading Millions Left Behind as TV Goes Digital

Open those Curtains and Save Money!!!

What is the temperature in your area? AOL is telling me that the temperature is currently 47*. Not too bad, if I do say so myself. I had a nice, if wet, walk this morning. These are the days when it is possible to urn your heat down to 55* or less. Maybe even turn it off all together. This will help you to save money … Continue reading Open those Curtains and Save Money!!!

Freeze Your Buns off Challenge 2008

I thought that you all would be interested in this challenge. Though you are not expected to turn the heat off entirely, you are expected to turn it down a little. The benefits are less pollution and a bit more money in your pocket. Shannon P.S. Check out the rest of the blog while you are their. It is a good one. Continue reading Freeze Your Buns off Challenge 2008

Electric Bill Savings

I received a letter from the electric company yesterday telling me that, because I was approved for fuel assistance, I will be getting a discount on the distribution portion of my electric bill. After some figuring I discovered that, had I gotten the discount last month, I would have saved about $20.00 off by bill. That would have been helpful, as I still owe them … Continue reading Electric Bill Savings

Help with Your Phone Bill for Low-Income People

I just thought that I would pass along this information, in case anyone doesn’t know about it. Check them out to see if you qualify. SafeLink Wireless – Lifeline Benefits Telephone Assistance Programs for Low-Income People (different than above) I will get one of the benefits on my phone bill because I got HEAP this year, but you do not have to receive HEAP to get … Continue reading Help with Your Phone Bill for Low-Income People

Quick Financial Tips

My phone bill is $8.00 a month. I took everything off it except the maintenance plan. I get a discount because I received HEAP a couple of times. Using coupons can mean a lot of savings, but sometimes you will save more by purchasing a different brand or a generic/store brand. Make sure you always check. Heat rises, so turn the heat down upstairs. You … Continue reading Quick Financial Tips

Fuel Assistance and Morals

On October 6th, I had an appointment to sign up for fuel assistance. I do not do this often. In fact, I have only done this twice in my life, when my daughters were just little girls. They are now 18 and 16. Not that I wouldn’t have qualified the other years, but I just knew that there were people who needed more than I … Continue reading Fuel Assistance and Morals

Quick Financial Tips: Transferred from the Old Site

My phone bill is $8.00 a month. I took everything off it except the maintenance plan. I get a discount because I received HEAP a couple of times. Using coupons can mean a lot of savings, but sometimes you will save more by purchasing a different brand or a generic/store brand. Make sure you always check. Heat rises, so turn the heat down upstairs. You … Continue reading Quick Financial Tips: Transferred from the Old Site

Updating this Blog, Sort Of

You will notice that I am adding content to this blog today, and that it is not really “new” content. What I am doing is getting rid of the website that goes with this blog, but I do not want to lose in information, as it will still help others. Instead, I will be posting the information here. Why am I shutting down the website? … Continue reading Updating this Blog, Sort Of

Fuel Assistance

Everyone who may possibly qualify for this should set up their appointments now. I actually did this through Penquis CAP last month, and my appointment is in October. Fuel assistance will not pay for all of your oil, but it will pay for some. This can be very helpful. There are also other benefits if you qualify. Discounts on your phone bill, and I think … Continue reading Fuel Assistance

How To Get Your Deposit Back When You Move

No, this is not really a how-to article, LOL. It is more of an update of my day. Today, my mother, sister, nephew and I helped my brother to clean and finish packing up his apartment so that he could finish moving. Mom and I each brought a bucket with rags and cleaning supplies, and mom also brought her vacuum. We cleaned and finished packing, … Continue reading How To Get Your Deposit Back When You Move

By the way, did I tell you all that I am not real handy?

I have had this leak from my tub faucet since we moved in. That was more than a few years ago. I have a couple of buckets that I put (one at a time, of course), under the faucet to collect the water. I get two bucket fulls a day, sometimes three. What do I do with the water?   * Water the vegetables and … Continue reading By the way, did I tell you all that I am not real handy?

A couple of years ago, I took everything off my phone

I was on the phone with a woman from the phone company for a while, but it was well worth it. I went over every single item on my regular bill with her, and got rid of everything. I have the sensible minutes plan because I am low-income, and I have inside wire maintenance, just in case.   My monthly bill is between $8.00 and $12.00. The … Continue reading A couple of years ago, I took everything off my phone

Tomorrow is World Environment Day

The UNEP (United Nations Environment Programme) offer a list of 80 ways to celebrate World Environment Day. It is a great list, and a great thing to do for our Earth. If you read the growing number of posts in my Goals: Save and Help category, you will see what my family is doing to both help our and environment and save money in the … Continue reading Tomorrow is World Environment Day

Goals Update: Showers

Well, I have managed to cut my waters use (and electricity, sewer bills) a little more. Not a lot each month, but it will add up over the course of a year. My showers are shorter. Generally, I take a quick shower, rinsing my body and only washing ‘the important parts’. This is working. My skin looks and feels better, and I am not stinky. … Continue reading Goals Update: Showers