Are you looking for ways to spend less? Who isn’t, right? I’m doing this constantly. I wanted to share with you a few ways to spend less so can add these moves to what you are currently doing. Compare prices on items you need Know the routes you usually take when running errands or going back and forth to work, and figure out which business … Continue reading 8 Ways to Spend Less
Can you be healthy and frugal at the some time? You can, if you do it right. How? By making smart decisions. You need to decide where you want to put your money. It’s highly unlikely that you’ll be able to afford all the cool gadgets and super foods that are advertised, so you’ll have to make good choices. There’s no reason to feel deprived, … Continue reading Save Money While Living Healthier
It’s nice to dream about retirement. Getting to relax. To go places. To spend time with your family. But I’ve been wondering lately, will I even be able to retire? I’m not convinced that I will. I don’t honestly think retirement will even be an option for me. How many of you are in the same boat? Here’s the thing. I raised my daughters on … Continue reading How do You Want to Live When You Retire?
Despite the rocky financial start I had this year, I really did get some great deals and a couple of freebies. A guest at the inn, where I work as a Front Desk Agent, bought me dinner – I love Chinese, but rarely eat it, so it was a nice treat. And I had enough money to buy many items I needed all at once … Continue reading Finding Deals
I thought I was doing good at the beginning of the year. My budget was set, I knew exactly what I needed to do with both paychecks. I was even taking advantage of gift cards and clearance sales, and had a plan for the holiday pay and overtime I had accumulated the previous month and on January first. I knew exactly how much was needed … Continue reading Started off Rocky this Year!
A person once told me I had to have a credit card for big ticket purchases, like when I wanted to buy a manufactured home. Instead, I found that a cashiers check from the credit union was more than adequate when buying a new-to-me home. Continue reading Find Credit Cards Unnecessary?
You are not alone if you do have this type of debt. It seems that just over 25% of respondents are embarrassed by how much credit card debt they have. Continue reading Do You Spend Above Your Means?
Babies can be expensive, especially when you’re trying to be less wasteful and more environmentally friendly, but there are ways to cut corners. Because you’re living frugally, you’ll do a few things to ensure you will be able to afford getting through the first few years more easily.
Learn how to earn up to $150.00 a year and save up to $180 a year with gift cards. Discover how to save over $1,500 on travel expenses for next year. And see how you can use group buying power to save more than $1,000.00. Continue reading Book Review: Pogue’s Basics: Money
I got a message from my sister Sheila today. She was at the Family Dollar in Old Town and was told the store was going to be closing on June 2, 2017. There are no notable sales as of yet, but all sales are final. I did a search and learned that they are closing a few hundred of these stores. With the closing of … Continue reading Store Closing: Family Dollar in Old Town
You may remember I covered the Kmart and Macy’s store closings earlier this year. Now another store will be closing. Hands of Hope, a thrift store in Bangor, Maine, will be closing on April 30th. It is located in the same building that Kmart was set up in, right next door. I’ve heard rumors they’ll be tearing the building down, but I don’t know for … Continue reading Store Closing: Hands of Hope in Bangor, Maine
You may have noticed that I’m learning more about handling money, investing, and other financial concerns this year. Perhaps you read my posts It’s Time to Get Our Finances in Order and Do You Have a Clear Picture of Your Financial Situation. And maybe you read my New Year Goal posts about Researching Little Ways to Invest and Separating Expenses. I’m still on my quest … Continue reading Book Review: The Art of Money by Bari Tessler
Our Hands of Hope thrift store is right next door to Kmart. Perhaps to take advantage of the traffic generated from Kmart’s closing sale, Hands of Hope has been having a sale of their own. Right now you can get 25% off everything. I decided to stop in the other day to see what they have available at the thrift store. Hands of Hope has … Continue reading 25% off at Hands of Hope
I shopped a second time in one day, because I found deals on cleaning supplies I’ll use. I needed to go back to my room to figure out a budget for what I can spend on such things, then return to the store. Thankfully these two trips were on a day I had to stay at work, so I wasn’t wasting money on transportation. I … Continue reading Kmart Shopping Trip # 6 – Closing Sales
At the time of this trip, Kmart was having deals up to 80% off. Not too bad. The layout of the store has changed because they are moving more and more of what they have left to the front half of the store. As shelves clear (mostly) items are moved. Now you have to look around to see what is still available. Clothing is no … Continue reading Kmart Shopping Trip # 5 – Closing Sales
Walmart has reduced price racks at the back of the store. I check them out each time I go in, and have found some decent deals on brands I like. You should check them out the next time you’re there. Breads and dessert items are always available, but you can find other things as well. I’ve come away with pickles, soups, oatmeal, and so much … Continue reading Deals at Walmart
I’ve always been one to buy items for holiday gift-giving when I see them at good deals, but because I rent a room I don’t have much space for storing such items any more. As long as I can keep the gifts I’m buying small, I can store them in with the other holiday items, so I’ve collected small things for the various recipients I … Continue reading Getting Ahead on the Holidays, and Stocking Up
I’m proud of myself. I’ve kept my purchases during the Kmart closing sales to things I would have bought anyway. (You can see what I bought and paid during trip 1 and trip 2.) A couple of weeks back I went shopping there (trip # 3), and picked up a few things: Two journals, Post-it’s, and index tabs. I had enough points that I didn’t … Continue reading Kmart Shopping Trips # 3 and # 4 – Closing Sales
I recently made a series of posts over on Single Mom Family for the 30 Day Money Cleanse. The challenge helped me to get clear on where exactly I’m at with my finances. I’m not anywhere near where I want to be, but now I can focus more clearly on getting there. For that I am thankful. Today I’m sharing the posts for the challenge, … Continue reading Do You Have a Clear Picture of Your Financial Situation?
My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. Today’s shopping trip was a little better. Keeping in mind my promise of not buying things I don’t need and haven’t already decided to get, I thought carefully about each item and came away with some good deals. I noticed that more items … Continue reading Kmart Shopping Trip #2 – Closing Sales
My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. I’m fully aware the deals will get better, but I needed a few office supplies on that day, for projects I’m was working on. I’m also aware that, by the time the best deals are happening, the store will be pretty well picked … Continue reading Kmart Shopping Trip #1 – Closing Sales
When you need (or choose) to live a frugal lifestyle, it’s important to know what your personal finance situation is. This used to be easy for me. There was such a small income that I knew exactly how much money I had and could I had to spend each month. I didn’t really think about my financial future, because there just wasn’t any money to … Continue reading It’s Time to Get Our Finances in Order
I usually do my after Christmas shopping within a week after the holiday, so I was a bit late. My year didn’t start as planned, and I had to wait until everything was set before I could have my much needed girls day and do some shopping. Things are pretty well picked over at this point, but I was still able to find some good … Continue reading Frugal Finds: Shopping Sales and Goodwill
I recently mentioned that several Kmart, Sears, and Macy’s stores across the nation will be closing this spring. Now I’d like to discuss how to take advantage of the sales that will be going on. I can’t say when each store will start their going out of business sales, but I can offer up tips for getting the most for your money when they do. … Continue reading Strategic Shopping During Store Closings
I was just talking about how Kmart and Sears are going to be closing many locations, including the Kmart near where I work in Bangor and a Sears in Augusta (I live in Maine), and now I hear that Macy’s, just a few minutes away from Kmart, will be closing in the spring as well. According to an article in the Bangor Daily News written … Continue reading Another Store Closing in Many Locations: Macy’s
Store closings generally mean closing sales, so there should be some good saving opportunities in the near future at these and the other Kmart and Sears stores that will be closing. Continue reading Heads Up! Many Kmart & Sears Stores Closing
Many times the bestest and I would take Skye and Zowie shopping before the new year. They bought what they wanted with their Christmas money, and we took advantage of all the wonderful sales for the next years’ needs. Continue reading Money Saving Tips: Prepare for the Holidays Early
I wish I had enough money to invest in big ways. I wish I had enough for a retirement account. I wish, I wish, I wish… How about you? Even though I have more money now than when the girls were growing up, I seem to have less. Does that make sense? Things cost so much more than they used to. I have less bills … Continue reading New Year Goal: Finances – Researching Little Ways to Invest
I have a debit card. No checking. No credit card. No savings. Just this one card I do everything with. I’ve been thinking lately that I’d be better able to keep track of where my money is going and separate expenses by having more than one account. This would be part of my theme for the new year: ORGANIZE These are the main categories of … Continue reading New Year Goal: Finances – Separating Expenses
The Holiday season can be expensive to get through, and I don’t have all the money in the world. I look for ways each year to save money, starting right after the previous Christmas. After the Yule and Christmas celebrations, I saved all the gift bags, wrapping paper, bows, ribbons, gift boxes, and tags to reuse the next year. Some members of my family also … Continue reading How I’m Saving Money this Holiday Season