The Art of Money https://www.amazon.com/Bari-Tessler/e/B01DJKQN9E/ref=dp_byline_cont_book_1

Book Review: The Art of Money by Bari Tessler

You may have noticed that I’m learning more about handling money, investing, and other financial concerns this year. Perhaps you read my posts It’s Time to Get Our Finances in Order and Do You Have a Clear Picture of Your Financial Situation. And maybe you read my New Year Goal posts about Researching Little Ways to Invest and Separating Expenses. I’m still on my quest … Continue reading Book Review: The Art of Money by Bari Tessler

Photograph by Shannon L. Buck, copyright March 14, 2017. http://www.lulu.com/spotlight/shannonbuck

Kmart Shopping Trip # 6 – Closing Sales

I shopped a second time in one day, because I found deals on cleaning supplies I’ll use. I needed to go back to my room to figure out a budget for what I can spend on such things, then return to the store. Thankfully these two trips were on a day I had to stay at work, so I wasn’t wasting money on transportation. I … Continue reading Kmart Shopping Trip # 6 – Closing Sales

Photograph by Shannon L. Buck, copyright March 14, 2017. http://www.lulu.com/spotlight/shannonbuck

Kmart Shopping Trip # 5 – Closing Sales

At the time of this trip, Kmart was having deals up to 80% off. Not too bad. The layout of the store has changed because they are moving more and more of what they have left to the front half of the store. As shelves clear (mostly) items are moved. Now you have to look around to see what is still available. Clothing is no … Continue reading Kmart Shopping Trip # 5 – Closing Sales

Photogrpah by Shannon L. Buck, copyright March 17, 2017. http://www.lulu.com/spotlight/shannonbuck

Getting Ahead on the Holidays, and Stocking Up

I’ve always been one to buy items for holiday gift-giving when I see them at good deals, but because I rent a room I don’t have much space for storing such items any more. As long as I can keep the gifts I’m buying small, I can store them in with the other holiday items, so I’ve collected small things for the various recipients I … Continue reading Getting Ahead on the Holidays, and Stocking Up

Photograph by Shannon L. Buck, copyright March 11. 2017. http://www.lulu.com/spotlight/shannonbuck

Kmart Shopping Trips # 3 and # 4 – Closing Sales

I’m proud of myself. I’ve kept my purchases during the Kmart closing sales to things I would have bought anyway. (You can see what I bought and paid during trip 1 and trip 2.) A couple of weeks back I went shopping there (trip # 3), and picked up a few things: Two journals, Post-it’s, and index tabs. I had enough points that I didn’t … Continue reading Kmart Shopping Trips # 3 and # 4 – Closing Sales

Graphic copyright Shannon L. Buck. https://singlemomfamily.wordpress.com/

Do You Have a Clear Picture of Your Financial Situation?

I recently made a series of posts over on Single Mom Family for the 30 Day Money Cleanse. The challenge helped me to get clear on where exactly I’m at with my finances. I’m not anywhere near where I want to be, but now I can focus more clearly on getting there. For that I am thankful. Today I’m sharing the posts for the challenge, … Continue reading Do You Have a Clear Picture of Your Financial Situation?

Photogrpah by Shannon L. Buck, copyright January 31, 2017. http://www.lulu.com/spotlight/shannonbuck

Kmart Shopping Trip #2 – Closing Sales

My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. Today’s shopping trip was a little better. Keeping in mind my promise of not buying things I don’t need and haven’t already decided to get, I thought carefully about each item and came away with some good deals. I noticed that more items … Continue reading Kmart Shopping Trip #2 – Closing Sales

Photogrpah by Shannon L. Buck, copyright January 23, 2017. http://www.lulu.com/spotlight/shannonbuck

Kmart Shopping Trip #1 – Closing Sales

My first Kmart closing sale shopping experience was on January 17. It netted me one good deal and a few mediocre ones. I’m fully aware the deals will get better, but I needed a few office supplies on that day, for projects I’m was working on. I’m also aware that, by the time the best deals are happening, the store will be pretty well picked … Continue reading Kmart Shopping Trip #1 – Closing Sales

Photograph taken by Shannon L. Buck copyright June 9, 2016.

It’s Time to Get Our Finances in Order

When you need (or choose) to live a frugal lifestyle, it’s important to know what your personal finance situation is. This used to be easy for me. There was such a small income that I knew exactly how much money I had and could I had to spend each month. I didn’t really think about my financial future, because there just wasn’t any money to … Continue reading It’s Time to Get Our Finances in Order

Photograph by Shannon L. Buck, copyright January 14, 2017. http://www.lulu.com/spotlight/shannonbuck

Frugal Finds: Shopping Sales and Goodwill

I usually do my after Christmas shopping within a week after the holiday, so I was a bit late. My year didn’t start as planned, and I had to wait until everything was set before I could have my much needed girls day and do some shopping. Things are pretty well picked over at this point, but I was still able to find some good … Continue reading Frugal Finds: Shopping Sales and Goodwill

Strategic Shopping During Store Closings

I recently mentioned that several Kmart, Sears, and Macy’s stores across the nation will be closing this spring. Now I’d like to discuss how to take advantage of the sales that will be going on. I can’t say when each store will start their going out of business sales, but I can offer up tips for getting the most for your money when they do. … Continue reading Strategic Shopping During Store Closings

Photograph by Shannon L. Buck, copyright December 29. 2016.

Another Store Closing in Many Locations: Macy’s

I was just talking about how Kmart and Sears are going to be closing many locations, including the Kmart near where I work in Bangor and a Sears in Augusta (I live in Maine), and now I hear that Macy’s, just a few minutes away from Kmart, will be closing in the spring as well. According to an article in the Bangor Daily News written … Continue reading Another Store Closing in Many Locations: Macy’s

New Year Goal: Finances – Researching Little Ways to Invest

I wish I had enough money to invest in big ways. I wish I had enough for a retirement account. I wish, I wish, I wish… How about you? Even though I have more money now than when the girls were growing up, I seem to have less. Does that make sense? Things cost so much more than they used to. I have less bills … Continue reading New Year Goal: Finances – Researching Little Ways to Invest

New Year Goal: Finances – Separating Expenses

I have a debit card. No checking. No credit card. No savings. Just this one card I do everything with. I’ve been thinking lately that I’d be better able to keep track of where my money is going and separate expenses by having more than one account. This would be part of my theme for the new year: ORGANIZE These are the main categories of … Continue reading New Year Goal: Finances – Separating Expenses

How I’m Saving Money this Holiday Season

The Holiday season can be expensive to get through, and I don’t have all the money in the world. I look for ways each year to save money, starting right after the previous Christmas. After the Yule and Christmas celebrations, I saved all the gift bags, wrapping paper, bows, ribbons, gift boxes, and tags to reuse the next year. Some members of my family also … Continue reading How I’m Saving Money this Holiday Season

Plans for My Christmas Money

I was talking to my mom the other day and the topic of gifts came up. My parents are giving Christmas money again, and I told her I already know what I am doing with the money. I’m stocking up on food, and maybe some cleaning supplies and personal hygiene items depending on how much I get. But definitely food. You never know what curve … Continue reading Plans for My Christmas Money

Photogrpah by Shannon L. Buck copyright November 21, 2016

Kohl’s Shopping Trip – Free for Me

I work at inn, in an area with a lot of businesses to shop at. The inn has many, many guests that come down from Canada, for whom we are all grateful. When our Canadian guests shop at Kohl’s, they aren’t usually here to enjoy the benefits of the Kohl’s Cash they receive. Some people leave these for the housekeepers. Others leave them with whomever … Continue reading Kohl’s Shopping Trip – Free for Me

Life Checklist for People in Their 20’s and 30’s

I was a mom before I ever hit my 20’s, and we did not have much money. I don’t regret that time of my life in the least, but I have learned a few things all young adults should know. My daughters are now in their mid 20’s. Both have been known to hold down two jobs at once, and they know how to stretch … Continue reading Life Checklist for People in Their 20’s and 30’s

Plan Now to Use Yard Sales – Save Money on Needed Items

Yard sale season is not far off. Take the time to plan now, and you’ll save money. You’ll want to create a list, or a series of lists if doing so will help you to better organize. Either way, your list will help you keep track of what you need and what you’ve bought. Beside each thing on your list, leave enough space to keep … Continue reading Plan Now to Use Yard Sales – Save Money on Needed Items

Is it Okay to Pick up Gifts at Yard Sales, Thrift Stores, Etc.?

I love yard sales, thrift shops, clearance sales, flea markets. I always find gems when I visit, and save so much over the price of new-bought items. I am a frugalista, how about you? When buying from thrift shops and flea markets, you are reusing other people’s stuff. This means that it is not going into a landfill, and someone local is earning money. Both … Continue reading Is it Okay to Pick up Gifts at Yard Sales, Thrift Stores, Etc.?

Top 10 of 2015 on FIF!

I was looking over the stats from the blog the other day, amazed by the number of people who read things here. I have 855 subscribers, and there are so many others who stop by to read what I put here. People from 63 different countries visit this blog. The top countries reading here are: United States Canada United Kingdom Australia India It is humbling. … Continue reading Top 10 of 2015 on FIF!

New Year Goal: Reduce Debt

Is it time to get your finances in order? If you have taken the first step in getting things under control, then you’re ready to take another step toward your financial future. Before you start saving, you’ll want to have a plan for debt reduction. That is where this article comes in. Today is the day to begin. To reduce debt, and start saving, it … Continue reading New Year Goal: Reduce Debt

Tips for National Coupon Month

(The article below was placed on Examiner.com, September 26, 2009. Enjoy! ~ Shannon.) September is National Coupon Month. Many Bangor area single moms need to be frugal, and using coupons can be a huge help. If you used coupons when you shopped, and added up the savings at the end of the year, you would be shocked. Single moms can use coupons to help during … Continue reading Tips for National Coupon Month

Frugal Things of Interest

I was contacted by Nicole at ThePennyHoarder.com about sharing a link with you (see below), and thought it was time to share some links that I have found useful recently. I hope you enjoy the reads. ThePennyHoarder.com Enjoy Art and History on a Budget: How to Get into Museums for Free: When Skye and Zowie were young, we took advantage of a few free days … Continue reading Frugal Things of Interest

What to Pack for a Move into a College Dorm

(This article was originally published to Helium.com.) (There are many ways to save on college dorm needs, including frequenting yard sales, thrift stores, and dollar stores. If you plan far enough ahead, it is possible to save a great deal of money on necessary items during back to school – and after back to school – sales for a few years before your child attends … Continue reading What to Pack for a Move into a College Dorm