Keeping it Frugal: Goal Setting for the Low-Income Family

A card game (Apples to Apples) in progress at ...
A card game (Apples to Apples) in progress at Anthrocon 2006. (Photo credit: Wikipedia)


Setting goals as a family, for the new year or any time, is an important aspect of family togetherness. You want to set goals that the entire family can work on and, after a meeting or two over dinner to work out the details, you should be able to implement your goal(s) right off.


Goal setting and implementation does not have to cost a great deal of money. Below find a list of goals, and how they can be implemented with little or no money.


Create More Family Time: Your family might not be able to afford ski’s or a snowmobile, but sleds may be purchased at fairly good prices this time of year. Keep a look out. Stores are looking to get rid of winter and holiday type items to make room for their spring lineups. If you have no budget to work with, that is fine. Build snow forts and have snowball fights. Some other ideas include having a winter picnic, getting a head start on next Christmas, birthdays and anniversaries by making gifts with materials you already have on hand, and reading together as a family. Do not forget board and card games!


Spend More Time with Friends and Family: You might invite a couple of friends or close family members to join you at your winter picnic, and then to play games. You can meat up with people for a winter walk on a less cold day, or you might invite people over for a movie marathon.


Spend More One-on-One Time with Children: Once a week, do something special with one of your children. It does not have to cost money. Go for a walk. Play a board game. Play Mad Libs (my children used to love this!). Have tea or hot cocoa and chat, or cook a new meal together.Each week, do this with a different child. Keep up the routine so you all have something to look forward to.


You may also find my article Set a Family Goal useful 🙂


Happy New Year!






Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s