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	<title>Comments for Living the Low-Income Life</title>
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	<pubDate>Sun, 20 Jul 2008 10:01:13 +0000</pubDate>
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		<title>Comment on Cheap Holiday Gifts, Early but Necessary by Millard Bolden III</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/15/cheap-holiday-gifts-early-but-necessary/#comment-284</link>
		<dc:creator>Millard Bolden III</dc:creator>
		<pubDate>Wed, 16 Jul 2008 07:19:48 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=106#comment-284</guid>
		<description>You know something, this is actually pretty impressive.

Good job.</description>
		<content:encoded><![CDATA[<p>You know something, this is actually pretty impressive.</p>
<p>Good job.</p>
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		<title>Comment on Christmas Stockings by Lyn</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/15/christmas-stockings/#comment-283</link>
		<dc:creator>Lyn</dc:creator>
		<pubDate>Wed, 16 Jul 2008 04:56:15 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=108#comment-283</guid>
		<description>How about signing up for freebies?  You would be able to get most of the items on your list that way.  You can always utilize coupons too, and get the full-sized items for hardly anything.  Just a thought.</description>
		<content:encoded><![CDATA[<p>How about signing up for freebies?  You would be able to get most of the items on your list that way.  You can always utilize coupons too, and get the full-sized items for hardly anything.  Just a thought.</p>
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		<title>Comment on Cheap Holiday Gifts, Early but Necessary by Lyn</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/15/cheap-holiday-gifts-early-but-necessary/#comment-282</link>
		<dc:creator>Lyn</dc:creator>
		<pubDate>Wed, 16 Jul 2008 04:47:04 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=106#comment-282</guid>
		<description>You are wise to plan ahead for the holidays.  My list is small for Christmas but I'm needing to lessen what we will give.  Homemade will be key here too.  I think Christmas is way too commercial.  I think giving should be when we want to, not when society tells us to.  Something from your heart will be really appreciated.  I'm sure your loved ones and friends will understand.</description>
		<content:encoded><![CDATA[<p>You are wise to plan ahead for the holidays.  My list is small for Christmas but I&#8217;m needing to lessen what we will give.  Homemade will be key here too.  I think Christmas is way too commercial.  I think giving should be when we want to, not when society tells us to.  Something from your heart will be really appreciated.  I&#8217;m sure your loved ones and friends will understand.</p>
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		<title>Comment on Giving up the BlockBuster.com by Lyn</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/15/giving-up-the-blockbustercom/#comment-281</link>
		<dc:creator>Lyn</dc:creator>
		<pubDate>Wed, 16 Jul 2008 04:26:01 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=104#comment-281</guid>
		<description>Shannon, sorry to hear that is happening to you.  Are they cutting "just because"?  It seems like everything is being cut back these days.  I can only imagine for food stamps part of the reason is the increase in those who are now needing the help because they are unemployed.  More and more people seem to be losing jobs.

Blockbuster sounds like it's good, but you are right - food is more important and so is survival.  I would like to even have limited cable or something for the winter months, but I doubt we will either.  We have to be able to afford our electric heating and that will be #1, right along with groceries. 

I wish you all the best.  I think $80.00 for 2 is doable, not easy, but still possible.  Can you get some assistance from the local food pantry if necessary?  As I mentioned before, any little bit of food you can put away now will help you this winter.</description>
		<content:encoded><![CDATA[<p>Shannon, sorry to hear that is happening to you.  Are they cutting &#8220;just because&#8221;?  It seems like everything is being cut back these days.  I can only imagine for food stamps part of the reason is the increase in those who are now needing the help because they are unemployed.  More and more people seem to be losing jobs.</p>
<p>Blockbuster sounds like it&#8217;s good, but you are right - food is more important and so is survival.  I would like to even have limited cable or something for the winter months, but I doubt we will either.  We have to be able to afford our electric heating and that will be #1, right along with groceries. </p>
<p>I wish you all the best.  I think $80.00 for 2 is doable, not easy, but still possible.  Can you get some assistance from the local food pantry if necessary?  As I mentioned before, any little bit of food you can put away now will help you this winter.</p>
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		<title>Comment on What is my Income? Part 1 by slb725writer</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/06/22/what-is-my-income-part-1/#comment-280</link>
		<dc:creator>slb725writer</dc:creator>
		<pubDate>Tue, 15 Jul 2008 23:28:32 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=88#comment-280</guid>
		<description>Why do you choose to homeschool your daughter and earn only $4,000-$10,000 per year? 

This was a personal choice that I made back when my children were little, after I watched the school mess up my older daughters education. Without going into too much detail, it was not at all a good situation. I sent a very smart, top of her class child to kindergarten, and brought home a soon to be fourth grader who cared nothing about school and thought that she was stupid. Not good, and finally realized that the school did not have her best interests at heart.

I will not subject my other daughter to such abuses. She is so smart, and working toward going to college and majoring in psychology. Homeschooling is not for everyone, but it is best for us. And no, not all schools would do something like this. Ours did, and to more children than just my daughter.

I will gladly sacrifice many things for my daughters well-being. I am very proud of how hard she has worked to get as far as she has.
***

Even at minimum wage you could earn $14,560 per year working full time and, depending on the job, you might get health insurance and other benefits out of it too. 

No, I could not get the insurance. I could not afford to pay for that as well as regular bills. By the way, I do work full time - 30 to 40 hours+, depending on the week. 

***
Likely, you’d make even more than that soon enough, as employers don’t tend to keep a worker at minimum wage forever.

Not necessarily so. Many employers deliberately are keeping you under full time so that they do not have to give you benefits or pay you more.

***
Plus, if you didn’t homeschool, you wouldn’t need the DirecTV, which would save you $948 per year. 

I do not *need* DirecTV to homeschool, but it was so beneficial. Children can learn so much with the proper programming, and she is a little old for the educational stuff on PBS.

At any rate, if you read through the blog more, you will notice that we no longer have DirecTV. We will no longer see the benefits of the programming, which was a major way that was used for her to learn many non-school topics that she wants to learn about.

***
Is your back problem bad enough that you can’t work?

The doctor said, no more cleaning hotel rooms (which was my job when I hurt my back), and no jobs where I have to sit or be on my feet for long periods of time. Oh, and no lifting anything over 10 pounds. LOL. The grocery store is supposed to pack groceries to 13 pounds.

***
But yes, I do work full time. I provide childcare, which is slow business right now. I may also be typing for extra money, if all works out well. I care for a couple of my nephews right now.

I am crafty, and will be making things to sell but, with the economy the way it is, it will not likely do me much - if any - good.

Also, it used to be that there were a good many pages of job listings in the Saturday paper, but not so much any more.

Thanks for your comment, and I hope that I answered all of your questions successfully.</description>
		<content:encoded><![CDATA[<p>Why do you choose to homeschool your daughter and earn only $4,000-$10,000 per year? </p>
<p>This was a personal choice that I made back when my children were little, after I watched the school mess up my older daughters education. Without going into too much detail, it was not at all a good situation. I sent a very smart, top of her class child to kindergarten, and brought home a soon to be fourth grader who cared nothing about school and thought that she was stupid. Not good, and finally realized that the school did not have her best interests at heart.</p>
<p>I will not subject my other daughter to such abuses. She is so smart, and working toward going to college and majoring in psychology. Homeschooling is not for everyone, but it is best for us. And no, not all schools would do something like this. Ours did, and to more children than just my daughter.</p>
<p>I will gladly sacrifice many things for my daughters well-being. I am very proud of how hard she has worked to get as far as she has.<br />
***</p>
<p>Even at minimum wage you could earn $14,560 per year working full time and, depending on the job, you might get health insurance and other benefits out of it too. </p>
<p>No, I could not get the insurance. I could not afford to pay for that as well as regular bills. By the way, I do work full time - 30 to 40 hours+, depending on the week. </p>
<p>***<br />
Likely, you’d make even more than that soon enough, as employers don’t tend to keep a worker at minimum wage forever.</p>
<p>Not necessarily so. Many employers deliberately are keeping you under full time so that they do not have to give you benefits or pay you more.</p>
<p>***<br />
Plus, if you didn’t homeschool, you wouldn’t need the DirecTV, which would save you $948 per year. </p>
<p>I do not *need* DirecTV to homeschool, but it was so beneficial. Children can learn so much with the proper programming, and she is a little old for the educational stuff on PBS.</p>
<p>At any rate, if you read through the blog more, you will notice that we no longer have DirecTV. We will no longer see the benefits of the programming, which was a major way that was used for her to learn many non-school topics that she wants to learn about.</p>
<p>***<br />
Is your back problem bad enough that you can’t work?</p>
<p>The doctor said, no more cleaning hotel rooms (which was my job when I hurt my back), and no jobs where I have to sit or be on my feet for long periods of time. Oh, and no lifting anything over 10 pounds. LOL. The grocery store is supposed to pack groceries to 13 pounds.</p>
<p>***<br />
But yes, I do work full time. I provide childcare, which is slow business right now. I may also be typing for extra money, if all works out well. I care for a couple of my nephews right now.</p>
<p>I am crafty, and will be making things to sell but, with the economy the way it is, it will not likely do me much - if any - good.</p>
<p>Also, it used to be that there were a good many pages of job listings in the Saturday paper, but not so much any more.</p>
<p>Thanks for your comment, and I hope that I answered all of your questions successfully.</p>
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		<title>Comment on What is my Income? Part 1 by Jennifer</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/06/22/what-is-my-income-part-1/#comment-279</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Tue, 15 Jul 2008 20:10:41 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=88#comment-279</guid>
		<description>Hi, 

I have a question for you. I hope this doesn't sound like I'm judging you, because I'm not. I'm just curious. 

Why do you choose to homeschool your daughter and earn only $4,000-$10,000 per year? Even at minimum wage you could earn $14,560 per year working full time and, depending on the job, you might get health insurance and other benefits out of it too. Likely, you'd make even more than that soon enough, as employers don't tend to keep a worker at minimum wage forever. Plus, if you didn't homeschool, you wouldn't need the DirecTV, which would save you $948 per year. Is your back problem bad enough that you can't work?</description>
		<content:encoded><![CDATA[<p>Hi, </p>
<p>I have a question for you. I hope this doesn&#8217;t sound like I&#8217;m judging you, because I&#8217;m not. I&#8217;m just curious. </p>
<p>Why do you choose to homeschool your daughter and earn only $4,000-$10,000 per year? Even at minimum wage you could earn $14,560 per year working full time and, depending on the job, you might get health insurance and other benefits out of it too. Likely, you&#8217;d make even more than that soon enough, as employers don&#8217;t tend to keep a worker at minimum wage forever. Plus, if you didn&#8217;t homeschool, you wouldn&#8217;t need the DirecTV, which would save you $948 per year. Is your back problem bad enough that you can&#8217;t work?</p>
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		<title>Comment on Update for My Goals: Saving Money and Helping Our Earth by akentuckycreation</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/12/update-for-my-goals-saving-money-and-helping-our-earth/#comment-278</link>
		<dc:creator>akentuckycreation</dc:creator>
		<pubDate>Tue, 15 Jul 2008 02:39:31 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=96#comment-278</guid>
		<description>Check out www.budget101.com.  This is a new site that I found.  Great ideas, mix recipes, etc.  Go to Tips &#38; Tricks and they have all kinds of personal care products that you can make at home.  There is one for anti-perspirant.  I won't go to the lengths that you are, but I am also trying to incorporate some money ideas that are good for the planet also.  I am considering a worm farm.  They make great compost and they multiply.  You might be able to sell them if you are near an area that has a lot of fishing, etc.  They are also very good for your garden.

Lee</description>
		<content:encoded><![CDATA[<p>Check out <a href="http://www.budget101.com" rel="nofollow">http://www.budget101.com</a>.  This is a new site that I found.  Great ideas, mix recipes, etc.  Go to Tips &amp; Tricks and they have all kinds of personal care products that you can make at home.  There is one for anti-perspirant.  I won&#8217;t go to the lengths that you are, but I am also trying to incorporate some money ideas that are good for the planet also.  I am considering a worm farm.  They make great compost and they multiply.  You might be able to sell them if you are near an area that has a lot of fishing, etc.  They are also very good for your garden.</p>
<p>Lee</p>
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		<title>Comment on My Family by c hill</title>
		<link>http://livingthelowincomelife.wordpress.com/about/#comment-277</link>
		<dc:creator>c hill</dc:creator>
		<pubDate>Sun, 13 Jul 2008 23:08:40 +0000</pubDate>
		<guid isPermaLink="false">#comment-277</guid>
		<description>the blogroll for "Spending Simply" (Lyn) is a by invitation only blog.  Or else I am just not clued in to how to log in with my acct as asked.  I thought this would be useful maybe not,  I am a single disabled older adult that lives in an apt more urban than rural.  I have lived my whole live on the "fridges"financially and find it harder to manage now that I just have my self to care for.</description>
		<content:encoded><![CDATA[<p>the blogroll for &#8220;Spending Simply&#8221; (Lyn) is a by invitation only blog.  Or else I am just not clued in to how to log in with my acct as asked.  I thought this would be useful maybe not,  I am a single disabled older adult that lives in an apt more urban than rural.  I have lived my whole live on the &#8220;fridges&#8221;financially and find it harder to manage now that I just have my self to care for.</p>
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		<title>Comment on Early Preparation for Winter, of Sorts by slb725writer</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/11/early-preparation-for-winter-of-sorts/#comment-276</link>
		<dc:creator>slb725writer</dc:creator>
		<pubDate>Sun, 13 Jul 2008 22:15:33 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=95#comment-276</guid>
		<description>Thank you for the tips, Lyn. I haven't had much like finding blankets at yardsales. I have only found one so far. Maybe others are thinking the same way I am. I do intent to check out the thrift shops over town.

We did come by some blankets for free, though. One had been my grandmothers, and my mother-in-law recently gave us five twin size blankets. These will fit my daughters bed, or can be used in the livingroom.

I love crockpot lasagna, and my brother makes pasta sauce in his. I intend to try an oatmeal recipe in mine. We generally eat vegetarian meals, so I am looking for soups and such that I can learn to make in mine. 

I bake from scratch almost all winter, so the oven gets used a lot. If anyone can tell me how to make breads, pies, cakes and cookies in the slowcooker, then I would be willing to give it a try.

I don't know if I can get ahead on the bills, but that is my next plan of action. I have already cut out the DirecTV.</description>
		<content:encoded><![CDATA[<p>Thank you for the tips, Lyn. I haven&#8217;t had much like finding blankets at yardsales. I have only found one so far. Maybe others are thinking the same way I am. I do intent to check out the thrift shops over town.</p>
<p>We did come by some blankets for free, though. One had been my grandmothers, and my mother-in-law recently gave us five twin size blankets. These will fit my daughters bed, or can be used in the livingroom.</p>
<p>I love crockpot lasagna, and my brother makes pasta sauce in his. I intend to try an oatmeal recipe in mine. We generally eat vegetarian meals, so I am looking for soups and such that I can learn to make in mine. </p>
<p>I bake from scratch almost all winter, so the oven gets used a lot. If anyone can tell me how to make breads, pies, cakes and cookies in the slowcooker, then I would be willing to give it a try.</p>
<p>I don&#8217;t know if I can get ahead on the bills, but that is my next plan of action. I have already cut out the DirecTV.</p>
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		<title>Comment on Early Preparation for Winter, of Sorts by Lyn</title>
		<link>http://livingthelowincomelife.wordpress.com/2008/07/11/early-preparation-for-winter-of-sorts/#comment-275</link>
		<dc:creator>Lyn</dc:creator>
		<pubDate>Sun, 13 Jul 2008 22:00:49 +0000</pubDate>
		<guid isPermaLink="false">http://livingthelowincomelife.wordpress.com/?p=95#comment-275</guid>
		<description>Hi Shannon,
I think you are wise to think ahead like this.  That kind of thinking will get you through I am sure.

Doing the same here as well.  My little home is all-electric and do we get slammed here in the winter.

A few tips:

If you need extra blankets, try looking for them now - even at yard sales or Goodwill.

Use your crockpot for meals - that will help to save energy.  I've not had my oven working now for a long while.  I only use the stove top, toaster oven and crockpot to cook in.  It's a blessing in disguise and saves us a lot on the electric bill.

Can you "put up" any food right now?  Freezing veggies, fruits or doing any dehydrating or canning?  Every bit you can do know will help to save on any food costs this winter.

Pay ahead or pad any bills you can right now - even if it's $10 here and there, it all adds up and will help in the winter months.

Baked beans are so easy to do in the crockpot.  I usually cook up a batch of navy beans one day and then the next I make baked beans.  I'm not a measuring type of cook, but I add brown sugar, molasses, cut up onion, some prepared mustard, ketchup, salt and pepper.  You could add a little meat for flavor, but we mostly eat them vegetarian too.

Good ideas and an important topic to discuss now.  Take care.</description>
		<content:encoded><![CDATA[<p>Hi Shannon,<br />
I think you are wise to think ahead like this.  That kind of thinking will get you through I am sure.</p>
<p>Doing the same here as well.  My little home is all-electric and do we get slammed here in the winter.</p>
<p>A few tips:</p>
<p>If you need extra blankets, try looking for them now - even at yard sales or Goodwill.</p>
<p>Use your crockpot for meals - that will help to save energy.  I&#8217;ve not had my oven working now for a long while.  I only use the stove top, toaster oven and crockpot to cook in.  It&#8217;s a blessing in disguise and saves us a lot on the electric bill.</p>
<p>Can you &#8220;put up&#8221; any food right now?  Freezing veggies, fruits or doing any dehydrating or canning?  Every bit you can do know will help to save on any food costs this winter.</p>
<p>Pay ahead or pad any bills you can right now - even if it&#8217;s $10 here and there, it all adds up and will help in the winter months.</p>
<p>Baked beans are so easy to do in the crockpot.  I usually cook up a batch of navy beans one day and then the next I make baked beans.  I&#8217;m not a measuring type of cook, but I add brown sugar, molasses, cut up onion, some prepared mustard, ketchup, salt and pepper.  You could add a little meat for flavor, but we mostly eat them vegetarian too.</p>
<p>Good ideas and an important topic to discuss now.  Take care.</p>
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